The August 1, 2013 Employee Ownership Update discusses how the average rate of return (ROR) for ESOPs has outperformed the 401(k) plan average ROR by 19% from 1996 to 2010. Leveraged ESOPs had an even higher average ROR.
Here is the second question on the Employee Stock Ownership Plan Review Worksheet:
Here is the first question on the Employee Stock Ownership Plan Review Worksheet:
Employee Plans News - Issue Number: 2011-5 June 22, 2011discusses how EP Determinations has formed the ESOP Cadre and is changing some procedures for reviewing ESOPs submitted on IRS Form 5300 Application for Determination for Employee Benefit Plan during Cycles C - E:
The March 31, 2011 Employee Ownership Update is online and discusses the following:
What are Required Minimum Distributions?
If the highly compensated employees (HCEs) at your company are limited in the amount they can defer in the 401(k) plan due to the IRC Section 401(k) ADP and/or IRC Section 401(m) ACP nondiscrimination testing requirements, then a safe harbor contribution may be a good fit for you. If you make a safe harbor contribution then you are deemed to satisfy the nondiscrimination testing requirements. In addition to automatically passing the testing, you may reduce your 401(k) compliance testing expenses by not having to perform the test(s).
5 ESOP Success Story Videos for Employee Ownership Month shares the success stories of 5 of the Top Small Company Workplaces that are also ESOP companies: